Skip to content
Close
Contact Us
Open An Account
Contact Us
Open An Account
eMoney Accounts
Corporate Accounts

Connect, transact and thrive
EU & UK Accounts

Manage and receive funds
Business Payments
Payments

Secure and fast payment solutions
Open Banking

Instant bank payments
Transfers
Global Transfers

Swift and secure global money transfers
European Instant Transfers

Cross-border European transfers
Multi-currency Account

Easily exchange currencies
Personal eMoney Account

Digital wallet with card issuing
Direct Debit

Subscription, auto top-up and bill payments
Card Acquiring

Card payment processing
Global Mass Payouts

Bulk payments simplified
UK Rapid Transfers

Cross-border UK transfers
Other Solutions
FinOps

Advanced reporting
Identity Verification

Simplified user authentication
Core Banking Solution

Digital banking transformation
ISX Financial
About ISX

Who we are
Investor Updates

Detailed reports
We Care

Corporate social responsibility
Dream Big

Our partnerships
Careers

Build your future with us
Our Latest News
May 25, 2025
ISX Financial EU PLC Annual Report 2024 Announcement
Friday 30th May, Nicosia:  ISX Financial EU PLC ("ISXPlc") is pleased to pr...
AnnualReport2025
Resources
BLOG

ISX Financial news
Events

Our upcoming events
Merchant Documents

Variety of forms
API Documents

Detailed documentation
Get Our Latest Updates
Social Platforms
Be the first to know about our latest news and updates!
Subscribe To Our Newsletter
Get instant product updates and news about ISX Financial on a monthly basis.
Subscribe

Safeguarding
Your Finances

We utilise advanced fraud prevention measures and industry-leading data encryption to safeguard your financial information and ensure all transactions are secure.

Open An Account

Fraud Protection & Management

Safeguarding financial transactions.
Security

Safeguarding user transactions and preventing card-not-present fraud with:

  1. Malware detection technology
  2. IP and geolocation fencing
  3. 3D secure 2.0
  4. Strong customer authentication (SCA)
  5. Customisable risk rules
  6. Payment instrument verification (PIV)
Safeguarding-User-Transactions-V22
A Proactive Approach To Fraud

Our FRAML engine is one of the few systems that uses a proactive approach to fraud. Depending on your industry and risk appetite, you can choose the tools that best suit your business.

Mitigating Financial Risk

We empower merchants with advanced fraud protection tools, proactively detecting and preventing fraudulent transactions.

Strong Customer Authentication

PSD2 compliant - 3D secure support and protection.
SCA (Strong Customer Authentication)

A simple solution for PSD2 compliance

We provide a simple, yet patented, solution to SCA helping you reduce the risk and payment fraud and stay compliant with the PSD2.

As of September 2019, a new regulation for authentication has been introduced under the new Payment Services Directive (PSD2) that applies to online payments within the European Economic Area (EEA).

Known as Strong Customer Authentication (SCA), merchants are required to use two independent authentication elements to verify the payments they receive.

3D-Secure Support And Protection

Reinforced by our MPI (Merchant Plug-in)

MPI is a module designed to facilitate 3D Secure verifications, and which can support every scheme available and applicable for 3DS (Mastercard, JCB, AMEX, Diners Club).

We additionally offer Dynamic Routing to make sure that if 3DS fails, our other SCA solutions will be triggered.

3DS might fail when a card is not enrolled for it, either because the particular issuing bank is not supporting it, or if the card is coming outside the EU where 3DS adoption is low.

Our SCA Solution Benefits

Increase your business's conversion rates and boost sales.
Real-Time
Ensuring SWIFT Transaction Processing
Real-time-V10
Effective
Effective Especially On Cross Border Payments
Effective-V10
Compliant
With The European Banking Authorities PSD2 Regulatory Technical Standards
Compliant-V10
User Journey
Intuitive Uninterrupted User Journey
Group 417

Enhanced Security

Secure data processing and card tokenisation.
Administration-YEL
Data Security

Certified to the highest Payment Card Industry Data Security Standard (PCIDSS Level 1), means we can process and facilitate payment data safely and securely on your behalf.

Card Tokenisation-YEL
Card Tokenisation

Tokenisation is the process of substituting a sensitive data element. We tokenise and securely store your customer's card details in our vault without your business having to comply to strict PCI regulatory standards.