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October, 2025
ISX Financial EU Plc Announces H1 2025 Interim Results
October 3rd, 2025 – ISX Financial EU Plc (“ISXX”),  is pleased to pres... 
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Business
Payments

ISX® and its ISXPay® service, offer a wide range of secure and instant payment methods, to help your business increase cash flow and stay protected against online fraud. ISX®'s advanced technology enables you to accept and manage multiple payments including open banking, card acquiring and direct debit, all through one streamlined platform. 

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Open Banking - PaidBy®
The Future of Payments

Unlock the full potential of open banking with PaidBy®, a payment solution that links seamlessly to the UK and EU open banking networks.
Empower your customers to make instant, direct bank payments in a secure and use-friendly way.

All trademarks, logos and brand names are the property of their respective owners. All company, product and service names used in this website are for identification purposes only.

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Instant-YEL
Instant Cashflow

Open banking payments can be processed very quickly using SEPA Instant (within 10 seconds) in the EEA, or FPS (within 4 hours) in the UK, allowing for instant cash flow.

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Cheaper Than Cards

PaidBy® offers lower fees and a simpler payment process. The payment process is streamlined by using bank apps for authorisation.

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Increased Conversions

The simplicity of PaidBy® transactions minimises checkout hurdles, leading to increased customer satisfaction and completed transactions rates.

Global Card Acquiring

Accept online card payments from customers all over the world.


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ISXPay®
Streamline Payments,
Empower Growth

ISX® offers a complete solution for your business to accept online card payments from multiple providers. ISXPay® comprehensive features ensure robust security for your transactions, including strong customer authentication, real-time transaction monitoring, geolocation & age verification and intelligent routing.

Benefits of ISXPay®

ISXPay® advanced reporting and risk-based data analytics help businesses make informed decisions while minimising fraud. Secure KYC data repository empower your company to comply with regulations alongside streamlined onboarding.

Direct Debit

The ISX® Direct Debit solution simplifies recurring billing by allowing businesses to collect payments directly from customer bank accounts. It’s ideal for subscription services, memberships and other recurring billing models.
Recurring Payments

Frequent, limited and recurring payments

The ISX® Direct Debit service is a payments system that operates across Europe and the UK, allowing you to automate recurring transactions directly from your customer's bank account.

ISX®'s SDD payments leverage secure open banking APIs to minimise fraud at the source via first-payment verification.

This secure process connects the user directly to their bank during the initial SDD setup, ensuring their identity and account details are verified through their trusted banking platform.

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Secure Platform

Strong security, mandatory risk checks and rigorous processes.
How does ISX ensure fraud protection and management?

ISX Financial offers advanced fraud protection tools to help merchants detect fraudulent transactions or even prevent fraud before it occurs.
What is Strong Customer Authentication (SCA) and how does it enhance security?

A simple solution for PSD2 compliance

We provide a simple, yet patented, solution to SCA helping you reduce the risk of identity and payment fraud and stay compliant with the PSD2.

As of September 2019, a new regulation for authentication has been introduced under the new Payment Services Directive (PSD2) that applies to online payments within the European Economic Area (EEA).

Known as Strong Customer Authentication (SCA), merchants are required to use two independent authentication elements to verify the payments they receive.
How does ISX handle secure data processing and storage?

Data security is our top priority

Certified to the highest Payment Card Industry Data Security Standard (PCI DSS Level 1), means we can process and facilitate payment data safely and securely on your behalf.

Card Tokenisation

We tokenise and securely store your customers’ card details in our vault without your business having to comply directly to strict PCI regulatory standards.

Tokenisation is the process of substituting sensitive data elements with a non-sensitive equivalents, referred to as tokens, carrying no exploitable meaning or value.