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Secure and fast payment solutions
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Instant bank payments
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Swift and secure global money transfers
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Cross-border European transfers
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Easily exchange currencies
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Digital wallet with card issuing
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Subscription, auto top-up and bill payments
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Card payment processing
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Bulk payments simplified
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Cross-border UK transfers
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Friday 30th May, Nicosia:  ISX Financial EU PLC ("ISXPlc") is pleased to pr...
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Business
Payments

ISX offers a vast range of secure and instant payment options, to help your business increase cash flow and stay protected online.

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Open Banking - PaidBy®
The Future of Payments

Supercharge your business with our instant open banking solution. Seamlessly link to the UK and EU’s open banking networks, empowering customers with instant, secure and direct bank payments.

All trademarks, logos and brand names are the property of their respective owners. All company, product and service names used in this website are for identification purposes only.

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Instant-YEL
Instant Cashflow

Open banking payments can be processed very quickly using SEPA Instant (within 10 seconds) in the EEA, or FPS (within 4 hours) in the UK, allowing for instant cash flow.

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Cheaper Than Cards

PaidBy® offers lower fees and a simpler payment process. The payment process is streamlined by using bank apps for authorisation.

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Increased Conversions

The simplicity of PaidBy® transactions minimises checkout hurdles, leading to increased customer satisfaction and completed transactions rates.

Global Card Acquiring

Accept online card payments from customers all over the world.


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ISXPay®
Streamline Payments,
Empower Growth

ISX Financial offers a complete solution for your business to accept online card payments from multiple providers. Our comprehensive features ensure robust security for your transactions, including strong customer authentication, real-time transaction monitoring, geolocation & age verification, and intelligent routing.

Benefits of ISXPay®

Our advanced reporting and risk-based data analytics help businesses make informed decisions while minimising fraud. ISX Financial’s secure KYC data repository empowers your company to comply with regulations with streamlined onboarding.

Direct Debit

Frictionless recurring payments across Europe and the UK.
Recurring Payments

Frequent, limited and recurring payments

Our Direct Debit service is a payments system that operates across Europe and the UK, allowing you to automate recurring transactions directly from your customer's bank account.

Our SDD payments leverage secure Open banking APIs to minimise fraud at the source via first-payment verification.

This secure process connects the user directly to their bank during the initial SDD setup, ensuring their identity and account details are verified through their trusted banking platform.

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Secure Platform

Strong security, mandatory risk checks and rigorous processes.
How does ISX ensure fraud protection and management?

ISX Financial offers advanced fraud protection tools to help merchants detect fraudulent transactions or even prevent fraud before it occurs.
What is Strong Customer Authentication (SCA) and how does it enhance security?

A simple solution for PSD2 compliance

We provide a simple, yet patented, solution to SCA helping you reduce the risk of identity and payment fraud and stay compliant with the PSD2.

As of September 2019, a new regulation for authentication has been introduced under the new Payment Services Directive (PSD2) that applies to online payments within the European Economic Area (EEA).

Known as Strong Customer Authentication (SCA), merchants are required to use two independent authentication elements to verify the payments they receive.
How does ISX handle secure data processing and storage?

Data security is our top priority

Certified to the highest Payment Card Industry Data Security Standard (PCI DSS Level 1), means we can process and facilitate payment data safely and securely on your behalf.

Card Tokenisation

We tokenise and securely store your customers’ card details in our vault without your business having to comply directly to strict PCI regulatory standards.

Tokenisation is the process of substituting sensitive data elements with a non-sensitive equivalents, referred to as tokens, carrying no exploitable meaning or value.