
Business
Payments
ISX offers a vast range of secure and instant payment options, to help your business increase cash flow and stay protected online.

Open Banking - PaidBy®
The Future of Payments
Supercharge your business with our instant open banking solution. Seamlessly link to the UK and EU’s open banking networks, empowering customers with instant, secure and direct bank payments.
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Open banking payments can be processed very quickly using SEPA Instant (within 10 seconds) in the EEA, or FPS (within 4 hours) in the UK, allowing for instant cashflow.
PaidBy® offers lower fees and a simpler payment process. The payment process is streamlined by using bank apps for authorisation, reducing fees and increasing efficiency for businesses.
The simplicity of PaidBy® transactions eliminates checkout hurdles, leading to increased customer satisfaction and a higher likelihood of completing transactions.
Global Card Acquiring
Accept online card payments from customers all over the world.
Streamline Payments,
Empower Growth
ISX Financial offers a complete solution for your business to accept online card payments from multiple providers. Our comprehensive features ensure robust security for your transactions, including strong customer authentication, real-time transaction monitoring, geolocation & age verification, and intelligent routing.
Benefits of ISXPay®
Our advanced reporting and risk-based data analytics help businesses make informed decisions while minimising fraud. ISX Financial’s secure KYC data repository empowers your company to comply with regulations with streamlined onboarding.
Direct Debit
Frictionless recurring payments across Europe and the UK.Frequent, limited and recurring payments
Our Direct Debit service is a payments system that operates across Europe and the UK, allowing you to automate recurring transactions directly from your customer's bank account.
Our SDD payments leverage secure Open banking APIs to minimise fraud at the source via first-payment verification.
This secure process connects the user directly to their bank, during the initial SDD setup, ensuring their identity and account details are verified through their trusted banking platform.
Secure Platform
ISX Financial offers advanced fraud protection tools to help merchants detect fraudulent transactions or even prevent fraud before it occurs.
A simple solution for PSD2 compliance
We provide a simple, yet patented, solution to SCA helping you reduce the risk of identity and payment fraud and stay compliant with the PSD2.
As of September 2019, a new regulation for authentication has been introduced under the new Payment Services Directive (PSD2) that applies to online payments within the European Economic Area (EEA).
Known as Strong Customer Authentication (SCA), merchants are required to use two independent authentication elements to verify the payments they receive.
Data security is our top priority
Certified to the highest Payment Card Industry Data Security Standard (PCI DSS Level 1), means we can process and facilitate payment data safely and securely on your behalf.
Card Tokenisation
We tokenise and securely store your customers’ card details in our vault without your business having to comply directly to strict PCI regulatory standards.
Tokenisation is the process of substituting sensitive data elements with a non-sensitive equivalents, referred to as a tokens, carrying no exploitable meaning or value.