ISXMoney®: A Multi-Currency Corporate Account Solution

In an increasingly interconnected financial environment, businesses require robust and innovative financial products and solutions capable of supporting cross-border operations. Businesses operating on a global basis often need to handle multiple currencies, process international payments, and ensure real-time visibility over their financial activity, all while meeting security and regulatory compliance.

ISX Money® combines payment functionality, multi-currency support and compliance-driven infrastructure into a streamlined platform, delivering the convenience of a bank account with the agility of a fintech solution.

What is ISXMoney®?

ISXMoney® is a fully regulated and secure platform that allows businesses to send, receive and manage payments across multiple currencies, jurisdictions, and payment rails with greater efficiency. Businesses gain access to dedicated corporate e-money accounts issued in their name, including EU IBANs and UK Sort Codes, enabling both domestic and cross-border transactions.

Businesses using ISXMoney® can benefit from:

• 23 Currencies including: EUR, GBP, USD, YEN, CAD, AUD and more.
• Send funds through SWIFT, BACS FPS, SEPA, SEPA Instant and more.

• Hold and store funds in any major currency directly within their account.

• Access additional services like card acquiring, SEPA Direct Debit (SDD) and a proprietary open banking platform. 

By consolidating these capabilities into a single business payment platform, ISXMoney® simplifies financial management for businesses operating across multiple markets.

Key Solutions Provided by ISXMoney®

ISXMoney® delivers several capabilities designed to support modern corporate financial management.

• EU Corporate Account

ISXMoney® provides businesses with access to EU IBANs, enabling seamless financial management and providing access to the EU SEPA network, for efficient payments and transfers across the EEA.

• UK Corporate Account

  Similarly to the EU accounts, ISXMoney® offers dedicated SORT code and account number registered in a business' name, allowing for direct access to the UK market through Pay.UK payment systems.
  

• Multi-Currency Corporate Accounts

  ISXMoney® allows businesses to manage multiple currencies within one corporate account platform, as well as hold and store funds in any major currency directly within their account, enabling cross-border transactions without opening multiple accounts across different institutions. 

Why Multi-Currency Corporate Accounts Matter

As international trade and digital commerce continue to expand, businesses follow pace and increasingly operate across multiple currencies and jurisdictions.

Traditional banking models often require companies to open separate accounts in different countries, creating additional administrative complexity and operational costs.

Multi-currency corporate accounts offer a more efficient solution, by enabling businesses to manage global payments through a single platform, simplifying international financial operations.

Online Banking Platform

ISXMoney® corporate accounts are managed through a secure online platform that provides businesses with complete control over their financial operations.

Through the ISXMoney® portal, businesses can:

1. Monitor all their finances online with the option to view and extract real-time insights

2. Execute all payments and transfers through a single platform

3. Simplify their global payroll and day-to-day financial operations

This digital environment allows businesses to maintain clear oversight of their financial activity, while improving operational efficiency.

Industries That Benefit from ISXMoney®

ISXMoney® supports businesses operating in global and digitally connected markets.

• Fintech and Financial Services

  Fintech companies require robust and innovative financial infrastructure capable of supporting cross-border transactions and multi-currency operations. 

• International E-Commerce

  Businesses selling online on a global basis are required to process payments in multiple currencies, while maintaining efficient financial management, and centralised oversight of their financial activity. 
  

• Digital Platforms and Marketplaces

  Digital marketplaces require scalable payment infrastructure capable of supporting cross-border payment flows.

• Global Enterprises 

  Businesses dealing with international suppliers and customers require financial solutions that support global operations. 

   

By combining multi-currency corporate accounts, global payment capabilities, and a secure digital financial platform, ISXMoney® enables businesses to manage financial operations efficiently across borders.

As part of the ISX Financial® banktech ecosystem, ISXMoney® integrates with ISX’s broader payment infrastructure to support global payments, financial management, and digital commerce.