July 31st, 2025 – ISX Financial EU Plc (“ISXX”), is pleased to present its unaudited earnings for Q2 2025, demonstrating strong profitability, disciplined cost management and ongoing investment in technology and talent.
Profit Milestones: ISXX delivered an unaudited profit of €6.3 million, representing a 2% increase from Q1 2025 and a 7% increase year-over-year (YoY), despite a quarter-on-quarter (QoQ) decline in revenue and transaction volumes. The result was supported by efficiency gains, a reduction in tax and operating expenses, and a reversal of impairment related to assets.
ISXX achieved a 57% EBITDA margin, reflecting continued operational strength and a scalable cost structure, even amid a softer quarterly revenue environment.
“This quarter’s performance reaffirms the strength of our business model and our commitment to long-term growth” said Ajay Treon, Chief Financial Officer of ISXX. “We remain disciplined in cost control, focused on innovation, and intentional in how we invest in our people and technology. Despite short-term variability, our strategy continues to deliver sustainable profitability, product advancement, and growing shareholder value.”
Total Transaction Volume: ISXX maintained YoY growth of 4% in total transaction volumes. This indicates continued underlying demand across ISXX’s core services despite seasonal or cyclical variability.
Revenue: for Q2 stood at €13.7 million, down from Q1 but reflecting a 5% YoY increase, underscoring ISXX’s growth trajectory over the medium term.
Balance sheet: resilience remained a hallmark in Q2. Own Funds increased by 13% QoQ and 82% YoY, while Net Assets rose by 95% YoY, reinforcing financial strength and capital efficiency. Despite a €20.4 million reduction in funds held on behalf of business customers, the Group’s book value per share increased by 13% to €0.492, reflecting ongoing value creation.
“Our Q2 performance reflects continued operational discipline and a clear focus on long-term execution. While revenue and volumes eased slightly compared to the first quarter, we maintained strong profitability whilst continuing investment in our technology and team. These results demonstrate the resilience of our business model and our commitment to building sustainable value for our shareholders. We remain focused on executing our growth strategy over the coming quarters" said Nikogiannis Karantzis, Chief Executive Officer of ISXX.
Q2 2025 Key Financial Highlights:
- Profitability: Unaudited profit of €6.3 million, up 7% YoY and 2% QoQ
- EBITDA Margin: Maintained at a strong 57%
- Revenue: €13.7 million, up 5% YoY, down 14% QoQ
- Transaction Volumes: Increased 4% YoY, decreased 12% QoQ
- Operating Expenses: Decreased €2.0 million, 23% QoQ
- Own Funds: Increase of €5.3 million, 13% QoQ, €20.1 million 82% YoY
- Net Assets: Increased €6.1 million 13% QoQ, 95% YoY
- Book Value per Share: Rose by €0.06 to €0.492, up 13% over the quarter
To view the ISXX Q2 2025 report, click the button below: